Credit Cards

Take a look at our range of credit cards and choose the right one for you.

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Whatever your plans, Creation have a loan product to suit your needs.

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Protect what matters most to you with great value Insurance and Protection products from our specially selected partners.

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Welcome to Creation

At Creation, we’re the power behind some of the UK's best known high street brands. We’re part of global banking group BNP Paribas, one of the strongest banks in the world. We provide a range of retail finance, credit card and loans to over 4 million customers to help you manage your money in your everyday life. We pride ourselves on delivering excellent customer service and offering simple, straightforward products that give you flexibility and control. Whether it’s a credit card that you need for everyday spending or a flexible personal loan, we have a product to help.

Personal Loan Calculator

Find out how much a Creation Personal Loan could cost each month with our calculator.

You can borrow between £1,000 - £25,000 over 1 to 5 years (12 to 60 months). 1 year term only applicable for loans under £15,000.

If you've received a promotional mailing from Creation view our promotional rate

The rate that you may be offered could differ from the representative APR shown above and is based on your personal circumstances and the amount of credit subject to a maximum of 24.9% APR