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Credit options available when you spend £75 or more in-store

Interest free credit

when you spend £1,000 or more.

Low monthly payments

when you spend £75 or more.
Spread the cost from 3-60 months.

Buy now, pay nothing for 12 months

when you spend £500 or more.3

Apply now

New project? We’ve got the finance solution for you…

Once you’ve got your B&Q FlexiPlan account we give you a credit limit, so you can use it whenever you spend £75 or more in-store at B&Q.

The minimum of £75 doesn’t have to be one big item, it can be lots of smaller items. As long as the value of your total purchase comes to £75 or more, you can use your B&Q FlexiPlan account in-store, up to your credit limit. So, go in-store today to find that perfect paint colour or kitchen you’ve been thinking about!2

To learn about the B&Q FlexiPlan account, watch our video

Managing your accounts with the Creation Finance App is easy!

You can...

  • Check your balance
  • Manage your credit limit
  • Make payments
  • View your statement
Download on the app store Get it on Google Play

Your online account manager is another way you can manage your account if you don’t want to download and use an app.

Spread the cost 17.9% APR Representative (Variable)

Minimum spend applies and varies by promotional offer, information can be found in-store or online at point of purchase. Credit is subject to status. B&Q Limited acts as a credit broker and not a lender. Credit is provided by Creation Consumer Finance Limited. Both B&Q Limited and Creation Consumer Finance Limited are authorised and regulated by the Financial Conduct Authority.

Please note, making late or missing repayments can have an impact on your credit file and affect your ability to obtain credit in the future. For help click here.

  1. If you pass our eligibility check it means we’re confident your application will be accepted, as long as the details you give us are accurate, and you pass our final checks. As part of the eligibility check, we contact the credit reference agencies, this won’t affect your credit rating or your ability to obtain credit in the future and won’t be seen by other lenders.
  2. Subject to credit availability and checks to prevent fraudulent activity. Minimum spend applies and varies by promotional offer, information can be found in-store.
  3. Buy Now Pay Later: If you pay the full balance before the end of your special offer period, you won’t pay any interest on that purchase. You can make part payments at any time, any payments you make before the end of your special offer period won’t be charged any interest. If there is a balance left on your Buy Now Pay Later purchase after your special offer period has ended, interest will be charged at the rate specified on your finance agreement, from the date of purchase. Buy Now Pay Later plans are available on purchases over £500.

Terms and Conditions from our video:

  1. Minimum spend applies, information can be found in-store or at diy.com/flexiplan
  2. Interest free credit available on purchases over £1,000.
  3. Buy Now Pay Later: If you pay the full balance before the end of your special offer period, you won’t pay any interest on that purchase. You can make part payments at any time, any payments you make before the end of your special offer period won’t be charged any interest. If there is a balance left on your Buy Now Pay Later purchase after your special offer period has ended, interest will be charged at the rate specified on your finance agreement, from the date of purchase. Buy Now Pay Later plans are available on purchases over £500.