The Flexible Finance Account for Apple purchases offers you flexible credit on Apple products when you shop at Apple - that means you choose what you want to buy and then work out how long you want to pay, or how much you can afford each month.
Fancy upgrading your iPhone, Apple Watch or MacBook? Well don’t wait any longer. Find the latest Apple products and spread the cost today. Simply buy online or in an Apple Store now.
Credit available on purchases from £0.10. Exclusions apply. Credit subject to status. Apple Retail UK Limited acts as a credit broker and not as a lender. Credit is provided by Creation Consumer Finance Limited. Both Apple Retail UK Limited and Creation Consumer Finance Limited are authorised and regulated by the Financial Conduct Authority.
Please note, making late or missing repayments can have an impact on your credit file and affect your ability to obtain credit in the future. For help click here.
1. If you pass our eligibility check it means we’re confident your application will be accepted, as long as the details you give us are accurate. As part of the eligibility check, we contact the credit reference agencies, this won’t affect your credit rating or your ability to obtain credit in the future and won’t be seen by other lenders.
2. Subject to credit availability and checks to prevent fraudulent activity. A Direct Debit must be set up on your account, even if you don’t have a balance. If you don’t have a Direct Debit set up, you won’t be able to make another purchase using your Flexible Finance Account. To reset your Direct Debit, please log in to the Creation Finance App.
30 January 2026 - MAR002552
