Creation fraud alerts to protect you

If we think a transaction is suspicious, you’ll receive a fraud alert from Creation by text asking you to confirm if you’re using your Credit Card to make the purchase. 

How will I know the text is genuine?

The text message will only ever be either from “Creation” or +44 7366731432.

What do I need to do?

If the details from the text message match your transaction, reply YES. If you don’t recognise the transaction, simply reply NO, and you’ll be able to contact our Fraud Team for support.

Creation fraud alerts to protect you

If we think a transaction is suspicious, you’ll receive a fraud alert from Creation by text asking you to confirm if you’re using your Credit Card to make the purchase.

How will I know the text is genuine?

The text message will only ever be either from “Creation” or +44 7366731432.

What do I need to do?

If the details from the text message match your transaction, reply YES. If you don’t recognise the transaction, simply reply NO, and you’ll be able to contact our Fraud Team for support.

Check your mobile number

It’s really important we have your most recent mobile number on our records. If you need to update yours, please log in to your Online Account Manager.

My Account

Never share your One Time Password with anyone

When you shop online or access your Online Account Manager, you may receive an OTP (One-Time Passcode) from Creation. If you receive an unexpected OTP, it’s likely to be fraud. Please do not share your OTP with anyone including Creation staff, in any circumstances to keep your account safe.

Misplaced your card? Head to the Creation Credit Card App

Instantly freeze and unfreeze your card in the Creation Credit Card App – download it today on the App Store or Google Play.

Download on the app storeGet it on Google Play

Keep an eye on your account anywhere 24/7 via your Online Account Manager

Securely change your personal details, manage your Credit Limit, set up text or email alerts to keep track of your account, contact us securely and much more via your Online Account Manager – log in or register today.

Check your mobile number

It’s really important we have your most recent mobile number on our records. If you need to update yours, please log in to your Online Account Manager.

My Account

Never share your One Time Password with anyone

When you shop online or access your Online Account Manager, you may receive an OTP (One-Time Passcode) from Creation. If you receive an unexpected OTP, it’s likely to be fraud. Please do not share your OTP with anyone including Creation staff, in any circumstances to keep your account safe.

Misplaced your card? Head to the Creation Credit Card App

Instantly freeze and unfreeze your card in the Creation Credit Card App – download it today on the App Store or Google Play.

Download on the app storeGet it on Google Play

Keep an eye on your account anywhere 24/7 via your Online Account Manager

Securely change your personal details, manage your Credit Limit, set up text or email alerts to keep track of your account, contact us securely and much more via your Online Account Manager – log in or register today.

Tips to keep your Credit Card safe from fraudsters

We’ll never ask you for your PIN or password

Check the domain name of the email sender

Research the seller before buying online

We’ll never ask you to move money to a ‘safe’ account

If in doubt, call the organisation’s official number directly and confirm if the message you received was from them

Scams will urge you to act now and threaten you with warnings

If things go wrong

If you can’t recognise a transaction or haven’t received what you paid for, head to our dedicated Creation Card and Travel Disputes Portal for guidance on what you can do next.

If you suspect fraudulent activity on your account, you can contact us on 0371 3761489*. Please use this number for fraud queries only; if you have any other questions, we will transfer your call to Customer Services.

Tips to keep your Credit Card safe from fraudsters

We’ll never ask you for your PIN or password


Check the domain name of the email sender


Research the seller before buying online


We’ll never ask you to move money to a ‘safe’ account


If in doubt, call the organisation’s official number directly and confirm if the message you received was from them


Scams will urge you to act now and threaten you with warnings

If things go wrong

If you can’t recognise a transaction or haven’t received what you paid for, head to our dedicated Creation Card and Travel Disputes Portal for guidance on what you can do next.

If you suspect fraudulent activity on your account, you can contact us on 0371 3761489*. Please use this number for fraud queries only; if you have any other questions, we will transfer your call to Customer Services.

Additional help and advice

Visit Take Five – a national campaign that gives straight-forward, impartial advice to help prevent fraud and to find out more about how to protect yourself and your account.

Take Five

Additional help and advice

Visit Take Five – a national campaign that gives straight-forward, impartial advice to help prevent fraud and to find out more about how to protect yourself and your account.

Take Five