Spread the cost with B&Q FlexiPlan
No deposit required
Use your account again and again
B&Q FlexiPlan is available for purchases in-store
Are you looking to improve you home? With B&Q FlexiPlan you can get what you need today and spread the cost.
B&Q have different offers and special offers across their range of products, if you want a new shower or better kitchen appliances - take a look at today’s offers now!
B&Q FlexiPlan offers flexible credit options on B&Q purchases of £75 or more. You can choose how long you want to make your repayments for, or how much you can afford each month. There’s no need for a deposit and you can flex your repayments, so you’re in control of your account.
It’s flexible
Flexible credit is available as one of the payment options when you’re looking to buy from B&Q. Once you’ve chosen flexible credit as your payment and been accepted, you can simply pay your monthly payment as agreed.
It’s reusable
Once you’ve got your B&Q FlexiPlan account, you can re-use your account whenever you want to buy something from B&Q. We give you a credit limit when you open your account so, you can add other products onto it and the length of the repayment period is up to you. So, as long as there’s credit on your account, you can use it to make purchases of £75 or more (exclusions apply), again and again. B&Q FlexiPlan is available for purchases in-store.
You can spread the cost from 12 to 36 months. What’s more, on selected products, you can buy now and pay later, so you could pay nothing for up to 12 months3, then either pay off the balance in full to avoid interest or spread the cost for continued flexibility.
It’s easy
Have a look at the short video below and find out how B&Q FlexiPlan works.
Go in-store, choose your purchases.
Speak to a B&Q colleague to start your application.
When you open a B&Q FlexiPlan account, you’ll be able to register for your Online Account Manager, where you can get the latest information, make changes to suit your needs or make a new additional purchase.
Remember, once you’ve opened an account, you can use it over and over again up to your credit limit at B&Q. Simple!
If you decide that you want to make extra payments, or pay off your purchase early, there’s no penalty fees or hidden charges. Easy!
Manage your account
Make additional payments
Manage your profile
Explore new purchases
View your payment plan
Check out your online statements
*For security purposes we’ll use your mobile phone number to help you register for the Creation Finance App.
Minimum spend applies and varies by promotional offer, information can be found in-store or online at point of purchase. Credit is subject to status. B&Q Limited acts as a credit broker and not a lender. Credit is provided by Creation Consumer Finance Limited. Both B&Q Limited and Creation Consumer Finance Limited are authorised and regulated by the Financial Conduct Authority.
Terms and Conditions from our video:
1. Minimum spend applies, information can be found in-store or at DIY.com/FlexiPlan
2. Interest free credit available on purchases over £1,000.
3. Buy Now Pay Later: If you pay the full balance before the end of your special offer period, you won’t pay any interest in that purchase. You can make part payments at any time, any payments you make before the end of your special offer period won’t incur any interest. If there is a balance left on your Buy Now Pay Later purchase after your special offer period has ended, it will incur interest at the rate specified on your finance agreement, from the date of purchase. Buy Now Pay Later plans are available on purchases over £500.
