Credit Cards

Take a look at our range of cards and choose the right one for you.

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Whether you're looking for a Personal Loan or a Homeowner Loan, Creation have flexible products to suit.

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Protect what matters most to you with great value Insurance and Protection products from our specially selected partners.

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Welcome to Creation

At Creation, we’re the power behind some of the UK's best known high street brands. We’re part of global banking group BNP Paribas, one of the strongest banks in the world. We provide a range of retail finance, credit card and loans to over 4 million customers to help you manage your money in your everyday life. We pride ourselves on delivering excellent customer service and offering simple, straightforward products that give you flexibility and control. Whether it’s a credit card that you need for everyday spending or a flexible personal loan, we have a product to help.

Personal Loan Calculator

Find out how much a Creation Personal Loan could cost each month with our calculator.

You can borrow between £1,000 - £20,000 over 1 to 5 years (12 to 60 months). 1 year term only applicable for loans under £5,000.

If you've received a mailing from Creation view our promotional rate
For loans of more than £20,000 see our Homeowner Loans

12 months
60 months

Representative Example

Loan Amount:
Repayment Term:
Monthly Repayment:
Total Repayable:
Representative APR:
Fixed Interest Rate:
The rate that you may be offered may differ from the representative APR shown and is based on your personal circumstances and the amount of credit.

Latest News

October 14, 2014

The new, improved Creation website has launched! - Read More

September 12, 2014

Creation - making a difference to the local community - Read More

September 12, 2014

Creation - proud to welcome a new customer every 22 seconds - Read More