CREDIT CARDS

• 0% interest on Balance Transfers for 17 months when made within 60 days of account opening
• 0% interest on all Purchases for 3 months from account opening
• UK based call centre
• Discounts with top brands
• Manage your account online
• Applicants must be aged 25 or over and UK resident
• Minimum household income of £20,000

0% interest offer on Balance Transfers for 17 months when Balance Transfer is made within 60 days of account opening. There is a transfer fee of 2.9% (£3 minimum) per transaction. Balances from accounts with other Creation Group companies are excluded.

0% for 3 months on all card Purchases made within 90 days of account opening (excluding Cash Advance, ATM withdrawals, Balance Transfers and Insurances). After that the Standard Interest rate is payable on any remaining balance of those Purchases. The promotion may be withdrawn or extended at any time without prior notice.

Creation cardholders are offered discounts with top brands, free additional card and online account management.

Pay no interest for up to 50 days on Purchases if you pay your account in full and on time every month. The minimum monthly repayment on this card is 1% of the credit owing plus outstanding fees and interest, or £5, whichever is greater. Credit card applications are subject to status.

• 0% interest on all Purchases for 13 months from account opening
• 0% interest on Balance Transfers for 9 months when made within 60 days of account opening
• UK based call centre
• Discounts with top brands
• Manage your account online
• Applicants must be aged 25 or over and UK resident
• Minimum household income of £20,000

0% interest offer on Balance Transfers for 9 months when Balance Transfer is made within 60 days of account opening. There is a transfer fee of 2.9% (£3 minimum) per transaction. Balances from accounts with other Creation Group companies are excluded.

0% for 13 months from account opening on all card Purchases (excluding Cash Advance, ATM withdrawals, Balance Transfers and Insurances). After that the Standard Interest rate is payable on any remaining balance of those Purchases. The promotion may be withdrawn or extended at any time without prior notice.

Creation cardholders are offered discounts with top brands, free additional card and online account management.

Our best purchase card offer, designed for making all those every day and bigger purchases from groceries to garden furniture and home comforts to holidays.  Plus it's great for balance transfers too.  

Pay no interest for up to 50 days on Purchases if you pay your account in full and on time every month. The minimum monthly repayment on this card is 1% of the credit owing plus outstanding fees and interest, or £5, whichever is greater. Credit card applications are subject to status.

• 0% interest on Balance Transfers for 12 months when made within 90 days of account opening
• 0% interest on all Purchases for 3 months from account opening
• UK based call centre
• Discounts with top brands
• Manage your account online
• Applicants must be aged 18 or over and UK resident

0% interest offer on Balance Transfers for 12 months when Balance Transfer is made within 90 days of account opening. There is a transfer fee of 3% (£3 minimum) per transaction. Balances from accounts with other Creation Group companies are excluded.

0% for 3 months on all card Purchases made within 90 days of account opening (excluding Cash Advance, ATM withdrawals, Balance Transfers and Insurances). After that the Standard Interest rate is payable on any remaining balance of those Purchases. The promotion may be withdrawn or extended at any time without prior notice.

Creation cardholders are offered discounts with top brands, free additional card and online account management.

Pay no interest for up to 50 days on Purchases if you pay your account in full and on time every month. The minimum monthly repayment on this card is 1% of the credit owing plus outstanding fees and interest, or £5, whichever is greater. Credit card applications are subject to status.

• Up to 1.5% cashback on all petrol and supermarket spend and 0.5% on all other retail transactions
• 0% interest on Balance Transfers for 6 months when made within 60 days of account opening
• UK based call centre
• Discounts with top brands
• Manage your account online
• Applicants must be aged 25 or over and UK resident
• There is a limit of £200 cashback you can earn each year

0% interest offer on Balance Transfers for 6 months when Balance Transfer is made within 60 days of account opening. There is a transfer fee of 3% (£3 minimum) per transaction. Balances from accounts with other Creation Group companies are excluded.

There is no introductory rate on purchases

Creation cardholders are offered discounts with top brands, free additional card and online account management.

This card offers up to 1.5% cashback on all petrol and supermarket spend and 0.5% on all other retail transactions. There is a limit of £200 cashback you can earn each year.

Pay no interest for up to 50 days on Purchases if you pay your account in full and on time every month. The minimum monthly repayment on this card is 1% of the credit owing plus outstanding fees and interest, or £5, whichever is greater. Credit card applications are subject to status.

0% on Balance Transfers for 12 months when transferred within 90 days of account opening. There will be a transfer fee of 2.9% (£3 minimum) per transaction. Balances from accounts with other Creation Group companies are excluded.

Pay no interest for up to 50 days on new Purchases if you pay your account in full and on time every month. The minimum monthly repayment on this card is 1% of the credit owing plus outstanding fees and interest, or £5, whichever is greater. Credit card applications are subject to status.

The Marriott Rewards Credit Card allows you to Earn More and Enjoy More by giving you Marriott Rewards points for all your spend, every day, everywhere.

• 2 Marriott Rewards points for every £1 you spend in Marriott^® locations in the UK
• 1 Marriott Rewards point for every £1 you spend elsewhere in the UK
• Double Marriott Rewards points outside the UK
  • 4 Marriott Rewards points per £1 spent at Marriott locations
  • 2 points per £1 spent elsewhere

• Manage your account online
• UK based call centre
• Discounts with top brands
• Applicants must be aged 18 or over

No Balance Transfers available on this card

There is no introductory purchase offer on this card and any purchases will incur 30.9% interest rate.

As a Quiz Storecard holder you will receive a voucher with your card for 10% off your next in-store purchase of £30 or more, regular fashion updates and offers from Quiz and exclusive vouchers from High Street favourites including JJB Sports and USC

Receive up to 50 days interest free on new purchases if you pay your statement in full and on time every month. The minimum repayment on this card is 1% of the principal amount owing and any more outstanding interest, charges and fees or £5, whichever is greater. You will be assessed on your personal circumstances and credit history to determine the APR available to you. This may result in you being offered a different rate than that quoted.

EXCLUSIVE Introductory Offer: 1 Bonus return flight (where you just pay taxes and charges)

• 1 Reward4All point for every £250 you spend, plus points every time you fly
• Exclusive discounts at Flybe recommended hotels
• Discount on airport parking (5%)
• Exclusive 10% off Avis car rental anywhere in the world
• Commission free Travel Money delivered direct to your door
• Flybe card accepted at home and abroad at over 24 million locations

 0% interest offer on Balance Transfers for 12 months when Balance Transfer is made within 90 days of account opening. There is a transfer fee of 3% (£3 minimum) per transaction. Balances from accounts with other Creation Group companies are excluded.

There is no introductory purchase offer on this card and any purchases will incur 18.9% interest rate.

• Benefit from Flybe's Rewards4all programme - all Purchases on your Flybe credit card earn points towards your next Bonus Flight (all you do is pay taxes and charges), and other benefits.
• Flybe cardholders are offered a Bonus Flight (where you just pay taxes and charges. Routes to Spain, Portugal and Croatia are excluded from this offer) when they activate and make their first Purchase on the card.
• Flybe cardholders will also receive retail offers through MasterCard and our partners.

Pay no interest for up to 50 days on Purchases if you pay your account in full and on time every month. The minimum monthly repayment on this card is 1% of the credit owing plus outstanding fees and interest, or £5, whichever is greater. Credit card applications are subject to status.

• 0% for 6 months on all purchases of £165 or more in one transaction
• 10% off your first online purchase
• Extra 10% off sale items
• 10% online discount on your birthday
• Discounts with top brands
• UK based call centre
• Manage your account online

There is no introductory Balance Transfer offer on this card and any transfers will incur 18.9% interest rate.

0% interest for six months on all purchases of £165 or more made in one transaction. For the special no interest for 6 months offer, no interest shall then be charged on qualifying purchases for the six months following the date of purchase(s). After the six month period the standard rate of interest (variable) for purchases shall then be payable. To qualify for the scheme, purchases must be made in AllSaints on a valid AllSaints MasterCard in a single transaction to the required amount (gift vouchers excluded) whilst the special offer is available. After the no interest period the standard rate of interest is then payable on any remaining balance on qualifying purchase(s) at the rate shown on your account statement until the balance is paid in full. The promotion may be withdrawn or extended by AllSaints at any time without prior notice.

AllSaints Mastercard holders are entitled to exclusive invites to sale and collection previews, 10% off your first online purchase, an extra 10% off sale items and 10% online discount on your birthday

Receive up to 50 days interest free on new purchases if you pay your statement in full and on time every month. The minimum repayment on this card is 1% of the principal amount owing and any more outstanding interest, charges and fees or £5, whichever is greater. You will be assessed on your personal circumstances and credit history to determine the APR available to you. This may result in you being offered a different rate than that quoted.

• Up to 15% off your first purchase in-store made in one transaction and 10% off your next purchase when you get your new card
• Exclusive cardholder discounts and offers and free seasonal magazines
• Invitations to special events and birthday treats
• UK based call centre
• Manage your account online

No Balance Transfers available on this card

There is no introductory purchase offer on this card and any purchases will incur 24.9% interest rate.

M&Co Storecard holders are entitled to: Exclusive cardholder discounts and offers and free seasonal magazines, up to 15% off your first purchase in-store more in one transaction and 10% off your next purchase when you get your new card. Earn reward points every time you use your new card (5 points for every £1 you spend) and invitations to special events and birthday treats.

Receive up to 50 days interest free on new purchases if you pay your statement in full and on time every month. The minimum repayment on this card is 1% of the principal amount owing and any more outstanding interest, charges and fees or £5, whichever is greater. You will be assessed on your personal circumstances and credit history to determine the APR available to you. This may result in you being offered a different rate than that quoted.

• 0% interest on your 2012/13 Season Ticket purchase for nine months with the Leeds United MasterCard, providing it costs £363 or more
• Exclusive discounts in the club shop or at leedsunited.com
• Free vouchers for a stadium tour and a matchday programme
• UK based call centre
• Discounts with top brands
• Manage your account online
• Applicants must be aged 18 or over and UK resident

0% interest on Balance Transfers for 6 months when transferred within 90 days of account opening. There will be a transfer fee of 3% (£3 minimum) per transaction. Balances from accounts with other Creation Group companies are excluded.

0% interest on your 2012/13 Season Ticket purchase for nine months with the Leeds United MasterCard, providing it costs £363 or more.

Terms: *For Season Ticket purchases of £363 or over (after any applicable discount): For the special “no interest for nine months offer”, no interest shall then be charged on qualifying Season Ticket purchase(s) for the nine months following the date of purchase(s) provided that the purchase is made before 31.08.12. After the nine month period the interest rate for Standard Purchases applicable to the account is then payable on any remaining balance of the Season Ticket purchase. To qualify, Season Ticket purchases must be made via the Ticket Office or online on a valid Leeds United MasterCard in a single transaction. The promotion may be withdrawn or extended by Leeds United Financial Services at any time without prior notice.

Win Hospitality Tickets to Leeds United v Watford*

We’re giving away three pairs of hospitality tickets to watch Leeds United v Watford in the Gary Speed Suite on Saturday 31 March 2012.
To enter, simply spend £100 or more on your card between 16 February and 16 March 2012 to be in with a chance of winning.

*HOSPITALITY TICKETS PRIZE DRAW TERMS AND CONDITIONS: There are three pairs of hospitality tickets to the Leeds United v Watford game on Saturday 31 March 2012 to be won. Leeds United MasterCard holders will automatically be entered into the prize draw when they spend £100 or more on a valid Leeds United MasterCard between 16 February and 16 March 2012 (inclusive). The draw will be held on 19 March 2012. The winners will be notified by 23 March 2012. The Judges’ decision is final and no correspondence shall be entered into. Details of the winners can be obtained by writing to Leeds United, February Hospitality Prize Draw, Sygma Bank UK, Chadwick House, Blenheim Court, Solihull B91 2AA after 25 March 2012. There is no cash substitute for the prizes and the prizes are not transferable. Winners may be required to take part in advertising, including photographs. The promoter has the right to substitute the prizes for alternatives of the same or greater value. Staff of Sygma Bank UK, Leeds United Football Club and their associated companies are excluded. Promoter: Sygma Bank UK, a Creation Group Company, Chadwick House, Blenheim Court, Solihull B91 2AA

• 0% on your Leeds Season Ticket for nine months, look out for details throughout the season
• Exclusive discounts in the club shop or at leedsunited.com
• Free vouchers for a stadium tour and a matchday programme
• UK based call centre
• Discounts with top brands
• Manage your account online
• Applicants must be aged 18 or over and UK resident

• 0% on your Everton Season Ticket for nine months, look out for details throughout the Season.
• Exclusive quarterly prize draw to win money-can't-buy Everton prizes
• Everton cardholder-only offers sent with your account statement every month
• No booking fee on match day tickets when using your Everton card
• UK based call centre
• Discounts with top brands
• Manage your account online
• Applicants must be aged 18 or over and UK resident

0% interest offer on Balance Transfers for 6 months when transferred within 90 days of account opening. There will be a transfer fee of 3% (£3 minimum) per transaction. Balances from accounts with other Creation Group companies are excluded.

0% interest on Season Tickets for 9 months, look out for details throughout the Season.

Win hospitality tickets to see Everton v Tottenham Hotspur*

We’re giving away two pairs of hospitality tickets to watch Everton v Tottenham Hotspur on Saturday 10 March 2012. To enter, simply spend £50 or more on your Everton MasterCard between 6 and 24 February 2012 to be in with a chance of winning.

*HOSPITALITY TICKETS PRIZE DRAW TERMS AND CONIDITIONS: There are two pairs of matchday hospitality tickets to the Everton v Tottenham Hotspur game on Saturday 10 March 2012 to be won. Everton Cardholders will automatically be entered into the prize draw when they spend £50 or more on a valid Everton Card between 6 and 24 February 2012 (inclusive). The draw will be held on 27 February 2012. The winners will be notified by 2 March 2012. The Judges’ decision is final and no correspondence shall be entered into. Details of the winners can be obtained by writing to Everton February Hospitality Prize Draw, Sygma Bank UK, Chadwick House, Blenheim Court, Solihull B91 2AA after 15 March 2012. There is no cash substitute for the prizes and the prizes are not transferable. Winners may be required to take part in advertising, including photographs. The promoter has the right to substitute the prizes for alternatives of the same or greater value. Staff of Sygma Bank UK, Everton Football Club and their associated companies are excluded. Promoter: Sygma Bank UK, a Creation Group Company, Chadwick House, Blenheim Court, Solihull B91 2AA

Pay no interest for up to 50 days on Purchases if you pay your account in full and on time every month. The minimum monthly repayment on this card is 1% of the credit owing plus outstanding fees and interest, or £5, whichever is greater. Credit card applications are subject to status.

• 0% p.a. interest on all purchases for 3 months from account open
• Exclusive discounts - receive the best offers straight from your favourite catalogue and top high street retailers
• 20% off your next catalogue purchase plus a free gift of a £15 Marks & Spencer voucher
• Discounts with top brands
• UK based call centre
• Manage your account online

There is no introductory Balance Transfer offer on this card and any transfers will incur 18.9% interest rate.

Use an accessory card issued under this promotion and pay 0% p.a. interest on all purchases (excludes Cash Advance, Balance Transfers, ATM withdrawals and Insurances) for three months from account opening. First purchase must be within 90 days of the open date. Once the three months are over, the interest will be charged at the Standard Purchase variable rate and in accordance with the Agreement.

accessory MasterCard holders are entitled to 20% off your next catalogue purchase plus a free gift of a £15 Marks & Spencer voucher and exclsuive cardholder discounts from top catalougue and high street retailers

Receive up to 50 days interest free on new purchases if you pay your statement in full and on time every month. The minimum repayment on this card is 1% of the principal amount owing and any more outstanding interest, charges and fees or £5, whichever is greater. You will be assessed on your personal circumstances and credit history to determine the APR available to you. This may result in you being offered a different rate than that quoted.

• 5,000 Maximiles bonus points on first purchase
• 1 Point for every £1 spent on your card
• 0% interest on Balance Transfers for 9 months when Balance Transfer is made within 90 days of account opening
• 0% interest on all Purchases for 3 months from account opening
• Discounts with top brands
• UK based call centre
• Manage your account online

0% interest on Balance Transfers for 9 months when transferred within 90 days of account opening. There will be a transfer fee of 3% (£3 minimum) per transaction.  Balances from accounts with other Creation Group companies are excluded.

0% for 3 months on all card Purchases (excluding Cash Advance, ATM withdrawals, Balance Transfers and Insurances) made within 90 days of account opening. After that the Standard Interest rate is payable on any remaining balance of those Purchases. This promotion may be withdrawn or extended at any time without prior notice. 
 

5,000 Maximiles bonus points on your first purchase, then earn 1 point for every £1 you spend on your card.

Pay no interest for up to 50 days on new Purchases if you pay your account in full and on time every month. The minimum monthly repayment on this card is 1% of the credit owing plus outstanding fees and interest, or £5, whichever is greater. Credit card applications are subject to status.

• 0% on your Wolves Season Ticket for nine months, look out for details throughout the Season
• Money can't buy offers - tickets, signed merchandise
• Hospitality tickets for this season's home games
• Free Stadium tour and meet and greet signing sessions
• Discounts with top brands
• UK based call centre
• Manage your account online
• Applicants must be aged 18 or over and UK resident

0% interest offer on Balance Transfers for 6 months within 90 days of account opening. There will be a transfer fee of 3% (£3 minimum) per transaction. Balances from accounts with other Creation Group companies are excluded.

Use your Wolves MasterCard to purchase your 2012/13 Season Tickets before 28 February 2012 to receive 0% for 9 months, providing it costs £219.99 or more.

TERMS: *For Season Ticket purchase of £219.99 or over (after any applicable discount). For the special “no interest for nine months offer”, no interest shall then be charged on qualifying Season Ticket purchase(s) for the nine months following the date of purchase(s) provided that the purchase is made before 28.02.12. After the nine month period the interest rate for Standard Purchases applicable to the account is then payable on any remaining balance of the Season Ticket purchase. To qualify, Season Ticket purchases must be made via the Ticket Office or online on a valid Wolves MasterCard in a single transaction. The promotion may be withdrawn or extended by Wolverhampton Wanderers Football Club at any time without prior notice.

Your chance to win Hospitality tickets

We’re giving away 1 pair of Hospitality tickets to see Wolves v Manchester City* on Saturday 28th April 2012.
Simply spend £100 on your Wolves MasterCard between 13 March and 13 April 2012 to be in with a chance of winning.

*HOSPITALITY TICKETS PRIZE DRAW TERMS AND CONDITIONS: There is one pair of Wolves MasterCard holders will automatically be entered into the prize draw when they spend £100 or more on a valid Wolves MasterCard between 13 March and 13 April 2012 (inclusive). The draw will be held on 9 April 2012. The winner will be notified by 13 April 2012. The Judges’ decision is final and no correspondence shall be entered into. Details of the winner can be obtained by writing to Wolves, March Hospitality Prize Draw, Sygma Bank UK, Chadwick House, Blenheim Court, Solihull B91 2AA after 4 May 2012. There is no cash substitute for the prize and the prize is not transferable. Winners may be required to take part in advertising, including photographs. The promoter has the right to substitute the prizes for alternatives of the same or greater value. Staff of Sygma Bank UK, Wolverhampton Wanderers Football Club and their associated companies are excluded./p>

Pay no interest for up to 50 days on Purchases if you pay your account in full and on time every month. The minimum monthly repayment on this card is 1% of the credit owing plus outstanding fees and interest, or £5, whichever is greater. Credit card applications are subject to status.

• 0% on your Albion Season Ticket for 9 months, look out for details throughout the Season
• £5 off Purchases when you spend £30 or more on your Albion MasterCard in the Club Shop
• Exclusive monthly prize draws to win Executive Box tickets, signed merchandise, plus much more
• Discounts with top brands
• UK based call centre
• Manage your account online

0% interest on Balance Transfers for 6 months when transferred within 90 days of account opening. There will be a transfer fee of 3% (£3 minimum) per transaction. Balances from accounts with other Creation Group companies are excluded.

0% interest on Season Tickets for 9 months, look out for details throughout the Season.

Albion MasterCard cardholders are offered 5% off in the club shop every time they use their Albion MasterCard on full priced merchandise.
Exclusive savings for cardholders only sent with the account statement every month. The more you use your card, the more offers you'll be rewarded with.

Pay no interest for up to 50 days on Purchases if you pay your account in full and on time every month. The minimum monthly repayment on this card is 1% of the credit owing plus outstanding fees and interest, or £5, whichever is greater. Credit card applications are subject to status.

• Exclusive offers sent direct to your door throughout the year for cardholders
• Earn JJB Activ Rewards Points whenever you use your JJB MasterCard in-store and online
• Discounts with top brands
• UK based call centre
• Manage your account online

There is no introductory Balance Transfer offer on this card and any transfers will incur 19.9% interest rate.

There is no introductory purchase offer on this card and any purchases will incur 18.9% interest rate.

JJB MasterCard gives you access to a unique Activ Reward scheme which allows you to earn while you spend, so use your card for everyday purchases as well as for buying your favourite sportswear and you?ll be rewarded for spending.Earn yourself 1 reward point for every £1 you spend in JJB with your JJB MasterCard. For every 100 Activ Reward points you collect, we'll give you a £5 Activ rewards voucher. Earn double Activ Reward points on your first purchase in JJB - spend £50 and earn yourself £5 worth of points and use your JJB MasterCard anywhere else that accepts MasterCard and you'll get 1 point for every £10 spent, cardholders are also entitled to exclusive offers sent direct to your door throughout the year.

Receive up to 50 days interest free on new purchases if you pay your statement in full and on time every month. The minimum repayment on this card is 1% of the principal amount owing and any more outstanding interest, charges and fees or £5, whichever is greater. You will be assessed on your personal circumstances and credit history to determine the APR available to you. This may result in you being offered a different rate than that quoted.

• 0% on your Rams Season Ticket for nine months, look out for details throughout the Season  
• Away ticket priority
• Two free tickets after the first three spends on your new Rams Card
• Discounts with top brands
• UK based call centre
• Manage your account online
• Applicants must be 18 or over and UK resident

0% interest offer on Balance Transfers for 6 months when transferred within 90 days of account opening. There is a transfer fee of 3% (£3 minimum) per transaction. Balances from accounts with other Creation Group Companies are excluded.

0% interest on your 2012/13 Season Ticket purchase for nine months with the Rams Card, providing it costs £220 or more.

TERMS:*For Season Ticket purchases of £220 or over (after any applicable discount): For the special “no interest for nine months offer”, no interest shall then be charged on qualifying Season Ticket purchase(s) for the nine months following the date of purchase(s) provided that the purchase is made before 31.08.12. After the nine month period the interest rate for Standard Purchases applicable to the account is then payable on any remaining balance of the Season Ticket purchase. To qualify, Season Ticket purchases must be made via the Ticket Office or online on a valid Rams Card in a single transaction. The promotion may be withdrawn or extended by Derby County Football Club at any time without prior notice.

Win Hospitality tickets to the Derby County v Ipswich Town match

We’re giving away four pairs of hospitality tickets to watch Derby County v Ipswich Town on Saturday 7 April 2012.
To enter, simply spend £100 on your card between 9 February 2012 and 9 March 2012 to be in with a chance of winning.

*HOSPITALITY TICKETS PRIZE DRAW TERMS AND CONDITIONS: There are four pairs of hospitality tickets to the Derby vs. Ipswich Town game on Saturday 7 April 2012 to be won. Derby County Cardholders will automatically be entered into the prize draw when they spend £100 or more on a valid RamsCard between 9 February and 9 March 2012 (inclusive). The draw will be held on 12 March 2012. The winners will be notified by 16 March 2012. The Judges’ decision is final and no correspondence shall be entered into. Details of the winners can be obtained by writing to Derby County, February Hospitality Prize Draw, Sygma Bank UK, Chadwick House, Blenheim Court, Solihull B91 2AA after 20 March 2012. There is no cash substitute for the prizes and the prizes are not transferable. Winners may be required to take part in advertising, including photographs. The promoter has the right to substitute the prizes for alternatives of the same or greater value. Staff of Sygma Bank UK, Derby County Football Club and their associated companies are excluded. Promoter: Sygma Bank UK, a Creation Group Company, Chadwick House, Blenheim Court, Solihull B91 2AA

Pay no interest for up to 50 days on Purchases if you pay your account in full and on time every month. The minimum monthly repayment on this card is 1% of the credit owing plus outstanding fees and interest, or £5, whichever is greater. Credit card applications are subject to status.

• 0% on your Owls Season Ticket for six months, look out for details throughout the Season
• Away ticket priority
• A 2 for 1 match ticket after the first three spends on your Owls MasterCard
• Discounts with top brands
• UK based call centre
• Manage your account online

0% interest offer on Balance Transfers for 6 months when transferred within 90 days of account opening. There is a transfer fee of 3% (£3 minimum) per transaction. Balances from accounts with other Creation Group Companies are excluded.

0% interest on your 2012/13 Season Ticket purchase for nine months with the Owls MasterCard, providing it costs £220 or more.

TERMS:*For Season Ticket purchases of £220 or over (after any applicable discount): For the special “no interest for nine months offer”, no interest shall then be charged on qualifying Season Ticket purchase(s) for the nine months following the date of purchase(s) provided that the purchase is made before 02.03.12. After the nine month period the interest rate (variable) for Standard Purchases applicable to the account is then payable on any remaining balance of the Season Ticket purchase. To qualify, Season Ticket purchases must be made via the Ticket Office or online on a valid Owls MasterCard in a single transaction. The promotion may be withdrawn or extended by Sheffield Wednesday Football Club at any time without prior notice. Promoter: Sheffield Wednesday Football Club, Hillsborough Stadium, Sheffield, S6 1SW.

The Owls MasterCard is a credit card with a difference, rewarding all Owls fans with exclusive privileges and superb special offers. Cardholder benefits include: A 2 for 1 match ticket after the first three spends on your Owls MasterCard, 10% discount in the Owls Club Shop, Away ticket priority when paying with your Owls MasterCard, No booking fees ? when buying home match tickets on your Owls MasterCard, Exclusive monthly prize draws to win Executive Box tickets, signed merchandise, plus much more.

Pay no interest for up to 50 days on Purchases if you pay your account in full and on time every month. The minimum monthly repayment on this card is 1% of the credit owing plus outstanding fees and interest, or £5, whichever is greater. Credit card applications are subject to status.

• 0% on your Fulham Season Ticket for nine months,  look out for details throughout the Season 
• A signed programme when you open a Fulham MasterCard
• Away match ticket priority before general sale of tickets (and every quarter cardholders can also benefit from free away travel by coach)*
• Discounts with top brands
• UK based call centre
• Manage your account online
• Full Terms and Conditions will be sent with your Fulham MasterCard
• Applicants must be aged 18 or over and UK resident

0% interest on Balance Transfers for 6 months when transferred within 90 days of account opening. There will be a transfer fee of 3% (£3 minimum) per transaction. Balances from accounts with other Creation Group companies are excluded.

0% interest on Season Tickets for 9 months, look out for details throughout the Season.

The Fulham MasterCard is a credit card with a difference, rewarding all Fulham fans with exclusive privileges and superb special offers. Cardholder benefits include: a 2 for 1 ticket deal after the first 3 spends on your new Fulham MasterCard (selected games), a signed programme when you open a Fulham Mastercard account, 10% off online Purchases at fulhamfc.com megastore when paying with a Fulham MasterCard, Away match ticket priority before general sale of tickets (and every quarter cardholders can also benefit from free away travel by coach) and a chance to win exclusive 'money-can't-buy' prizes in our ongoing prize draws exclusively designed for cardholders.

Pay no interest for up to 50 days on Purchases if you pay your account in full and on time every month. The minimum monthly repayment on this card is 1% of the credit owing plus outstanding fees and interest, or £5, whichever is greater. Credit card applications are subject to status.