BALANCE TRANSFER CARDS

• 0% interest on all Purchases for 9 months from account opening
• 0% interest on Balance Transfers for 6 months when made within 60 days of account opening
• UK based call centre
• Discounts with top brands
• Manage your account online
• Applicants must be aged 25 or over and UK resident
• Minimum household income of £20,000

0% interest offer on Balance Transfers for 6 months when Balance Transfer is made within 60 days of account opening. There is a transfer fee of 5% (£5 minimum) per transaction. Balances from accounts with other Creation Group companies are excluded.

0% for 9 months from account opening on all card Purchases (excluding Cash Advance, ATM withdrawals, Balance Transfers and Insurances). After that the Standard Interest rate is payable on any remaining balance of those Purchases. The promotion may be withdrawn or extended at any time without prior notice.

Creation cardholders are offered discounts with top brands, free additional card and online account management.

Our best purchase card offer, designed for making all those every day and bigger purchases from groceries to garden furniture and home comforts to holidays.  Plus it's great for balance transfers too.  

The minimum monthly repayment on this card is 1% of the credit owing plus outstanding fees and interest, or £5, whichever is greater. Credit card applications are subject to status.

• 0% on your Everton Season Ticket for nine months, look out for details throughout the Season.
• Exclusive prize draws to win money-can't-buy Everton prizes
• Everton cardholder-only offers sent with your account statement every month
• No booking fee on match day tickets when using your Everton card
• UK based call centre
• Discounts with top brands
• Manage your account online
• Applicants must be aged 18 or over and UK resident

0% interest offer on Balance Transfers for 6 months when transferred within 90 days of account opening. There will be a transfer fee of 5% (£5 minimum) per transaction. Balances from accounts with other Creation Group companies are excluded.

0% interest on Season Tickets for 9 months, look out for details throughout the Season.

Amazing Autumn Giveaway
Everton MasterCard are giving away fantastic prizes to cardholders between September and November 2012*.
Simply apply for an Everton MasterCard and, if accepted, spend between 1 September and 30 November 2012 and you’ll be entered into a prize draw to win one of three incredible prizes each month. Or, if you’re already a cardholder just spend on your existing Everton MasterCard between 1 September and 30 November 2012 to be entered.

Prizes to be won in September
• Director’s Box Experience at Everton v Sunderland match 10 November 2012
• Hospitality tickets to Everton v Fulham match 27 April 2013

Prizes to be won in October
• Hospitality tickets to Everton v QPR match 13 April 2013
• An iPad 3

Prizes to be won in November
• Tickets to the End Of Season Awards Dinner
• A signed pair of boots from a first team player
And……….. A signed shirt and football each month of the giveaway

*AUTUMN GIVEAWAY TERMS AND CONDITIONS: Apply and spend on your new or existing Everton MasterCard between 1 and 30 September 2012 and you could win: 1st prize: Four tickets to a Directors’ Box Experience at the Sunderland v Everton game on 20 April 2013 (travel not included); 2nd prize: Six hospitality tickets in the 1878 Brasserie at the Everton v Fulham Match on 27 April 2013, Everton MasterCard are Matchball Sponsors. The winner will present the Matchball and afterwards will be able to take it away with them to keep in a presentation case; 3rd prize: Signed shirt and football. The prize draw will take place on 4 October 2012. Winners will be notified by 11 October 2012. Apply and spend on your new or existing Everton MasterCard between 1 and 31 October 2012 and you could win: 1st prize: Four hospitality tickets in the Dave Hickson Sponsors Brasserie at the Everton v QPR Match on 13 April 2013, Everton MasterCard are main Match Sponsors; 2nd prize: An iPad 3; 3rd prize: Signed shirt and football. The draw will take place on 6 November 2012. Winners will be notified by 13 November 2012; Apply and spend on your new or existing Everton MasterCard between 1 and 30 November 2012 and you could win: 1st prize: Four tickets to the End Of Season Awards dinner (date TBC), 2nd prize: A signed pair of boots from a first team player; 3rd prize: Signed shirt and football. The draw will take place on 5 December 2012. Winners will be notified by 12 December 2012. Acceptance of any prize by the winner gives the Promoter the right to use the prize-winners names and personal photograph for promotional purposes, both immediately after their win and in the future, unless prohibited by law. The judges’ decision is final and no correspondence shall be entered into. Prizes are not exchangeable for cash. The promoter has the right to substitute the prizes for alternatives of the same or greater value. Dates of games are subject to change and correct at time of print. Details of the winners can be obtained by writing to Sygma Bank UK, Chadwick House, Blenheim Court, Solihull B91 2AA after 12 December 2012. Promoter: Everton Football Club, Goodison Park, Goodison Road, Liverpool L4 4EL.

Pay no interest for up to 50 days on Purchases if you pay your account in full and on time every month. The minimum monthly repayment on this card is 1% of the credit owing plus outstanding fees and interest, or £5, whichever is greater. Credit card applications are subject to status.

• 5,000 Maximiles bonus points on first purchase
• 1 Point for every £1 spent on your card
• 0% interest on Balance Transfers for 9 months when made within 90 days of account opening
• 0% interest on all Purchases for 3 months from account opening
• Discounts with top brands
• UK based call centre
• Manage your account online

0% interest on Balance Transfers for 9 months when transferred within 90 days of account opening. There will be a transfer fee of 5% (£5 minimum) per transaction.  Balances from accounts with other Creation Group companies are excluded.

0% for 3 months on all card Purchases (excluding Cash Advance, ATM withdrawals, Balance Transfers and Insurances) made within 90 days of account opening. After that the Standard Interest rate is payable on any remaining balance of those Purchases. This promotion may be withdrawn or extended at any time without prior notice. 
 

5,000 Maximiles bonus points on your first purchase, then earn 1 point for every £1 you spend on your card.

Pay no interest for up to 50 days on new Purchases if you pay your account in full and on time every month. The minimum monthly repayment on this card is 1% of the credit owing plus outstanding fees and interest, or £5, whichever is greater. Credit card applications are subject to status.

EXCLUSIVE Introductory Offer: 1 Bonus return flight(where you just pay taxes and charges)

• 1 Reward4All point for every £250 you spend, plus points every time you fly
• Exclusive discounts at Flybe recommended hotels
• Discount on airport parking (5%)
• Exclusive 10% off Avis car rental anywhere in the world
• Commission free Travel Money delivered direct to your door
• Flybe card accepted at home and abroad at over 31 million locations

 0% interest offer on Balance Transfers for 9 months when Balance Transfer is made within 90 days of account opening. There is a transfer fee of 5% (£5 minimum) per transaction. Balances from accounts with other Creation Group companies are excluded.

There is no introductory purchase offer on this card and any purchases will incur 18.9% interest rate.

• Benefit from Flybe's Rewards4all programme - all Purchases on your Flybe credit card earn points towards your next Bonus Flight (all you do is pay taxes and charges), and other benefits.
• Flybe cardholders are offered a Bonus Flight (where you just pay taxes and charges. Routes to Spain, Portugal and Croatia are excluded from this offer) when they activate and make their first Purchase on the card.
• Flybe cardholders will also receive retail offers through MasterCard and our partners.

Pay no interest for up to 50 days on new Purchases if you pay your account in full and on time every month. The minimum monthly repayment on this card is 1% of the credit owing plus outstanding fees and interest, or £5, whichever is greater. Credit card applications are subject to status.

• 0% on your Season Ticket for nine months, look out for details throughout the Season
• Money can't buy offers - tickets, signed merchandise
• Hospitality tickets for this season's home games
• Free Stadium tour and meet and greet signing sessions
• Discounts with top brands
• UK based call centre
• Manage your account online
• Applicants must be aged 18 or over and UK resident

0% interest offer on Balance Transfers for 6 months within 90 days of account opening. There will be a transfer fee of 5% (£5 minimum) per transaction. Balances from accounts with other Creation Group companies are excluded.

0% interest on your Season Ticket for 9 months, look out for details throughout the Season.

Amazing Autumn Giveaway
Wolves MasterCard are giving away fantastic prizes to cardholders between October and December 2012*.
Simply apply for a Wolves MasterCard and, if accepted, spend between 1 October and 31 December 2012 and you’ll be entered into a prize draw with a chance to win one of seven fantastic prizes. Or, if you’re already a cardholder just spend on your existing Wolves MasterCard between 1 October and 31 December 2012 to be entered into the prize draw.

Prizes to be won in October
1st prize – An iPad
2nd prize – Half Season Ticket
Prizes to be won in November
1st prize – A pair of Directors Box tickets – (Wolves v Leeds United 9 February 2013)
2nd prize – Stadium Tour & signed merchandise

Prizes to be won in December
1st prize – Tickets to main match sponsor game – (Wolves v Blackpool 26 January 2013)
2nd prize – Tickets to End of Season Dinner
3rd prize – Match Break (a pair of tickets and overnight accommodation to see Wolves v
Cardiff 23 February 2013)

*AUTUMN GIVEAWAY TERMS AND CONDITIONS: Spend on your new or existing Wolves MasterCard between 1 October and 31 October 2012 and you will be entered into a prize draw with a chance to win: 1st prize: An iPad; â?ª2nd prize: Half Season Ticket. The prize draw will take place on 6 November 2012 for October prizes. Winners will be notified by 13 November 2012. Spend on your new or existing Wolves MasterCard between 1 November and 30 November 2012 and you will be entered into a prize draw with a chance to win: 1st prize:  A pair of Directors Box tickets (Wolves v Leeds United 9 February 2013); 2nd prize: Stadium Tour & signed merchandise. The prize draw will take place on 5 December 2012 for November prizes. Winners will be notified by 12 December 2012. Spend on your new or existing Wolves MasterCard between 1 December and 31 December 2012 and you will be entered into a prize draw with a chance to win: 1st prize: Tickets to main match sponsor game (Wolves v Blackpool 26 January 2013); 2nd prize: Tickets to End of Season Dinner; 3rd Prize: Match Break (a pair of tickets and overnight accommodation, selected by Promoter, to see Wolves v Cardiff on 23 February 2013). The prize draw will take place on 4 January 2013 for December prizes. Winners to be notified by 11 January 2013. Acceptance of any prize by the winner gives the Promoter the right to use the prize-winners names, personal photograph and home country for promotional purposes, unless prohibited by law. The judges’ decision is final and no correspondence shall be entered into. Prizes are not exchangeable for cash. The Promoter has the right to substitute the prizes for alternatives of the same or greater value. Dates of games are correct at time of print. Details of the winners can be obtained by writing to Sygma Bank UK, Chadwick House, Blenheim Court, Solihull B91 2AA after 11 January 2013. Promoter: Wolverhampton Wonderers Football Club, Molineux Stadium, Waterloo Road, Wolverhampton, WV1 4QR.

Pay no interest for up to 50 days on Purchases if you pay your account in full and on time every month. The minimum monthly repayment on this card is 1% of the credit owing plus outstanding fees and interest, or £5, whichever is greater. Credit card applications are subject to status.

• 0% on your Season Ticket for 9 months, look out for details throughout the Season
• Exclusive discounts in the club shop or at leedsunited.com
• Free vouchers for a stadium tour and a matchday programme
• UK based call centre
• Discounts with top brands
• Manage your account online
• Applicants must be aged 18 or over and UK resident

0% interest on Balance Transfers for 6 months when transferred within 90 days of account opening. There will be a transfer fee of 5% (£5 minimum) per transaction. Balances from accounts with other Creation Group companies are excluded.

0% interest on Season Tickets for 9 months, look out for details throughout the Season.

Amazing Autumn Giveaway
Leeds United MasterCard are giving away fantastic prizes to cardholders between October and November 2012*.

Simply apply for a Leeds United MasterCard and, if accepted, spend between 1 October and 30 November 2012 and you’ll be entered into a prize draw with a chance to win one of three fantastic prizes with 10 runners up prizes too. Or, if you’re already a cardholder just spend on your existing Leeds United MasterCard between 1 October and 30 November 2012 to be entered into the prize draw.

And the prizes are…
1st prize: Two sets of four tickets to End of Season Awards Dinner
2nd prize: An iPad 3
3rd prize: Two free tickets to a Home Championship fixture, to be decided by the Club

And the runners up prizes are…..
Four family tickets for Hospitality in the Gary Speed Suite for a selection of home game fixtures of Leeds United’s choice (10 sets to be won)

*AUTUMN GIVEAWAY TERMS AND CONDITIONS: Spend on your new or existing Leeds United MasterCard between 1 October and 30 November 2012 to be entered into a prize draw with a chance to win one of 13 prizes. Prize details are: 1st prize: Two sets of four tickets to End of Season Awards Dinner (two lucky winners will receive four tickets each), minimum age limit is 12 to attend event; 2nd prize: An iPad 3; 3rd prize: Two free tickets to a Home Championship fixture to be decided by the Club; Runners up prizes: Four family tickets for Hospitality in the Gary Speed Suite for a selection of home game fixtures of the Clubs choice, 10 sets to be won. The prize draw will take place on 5 December 2012. Winners will be notified by 12 December 2012. Acceptance of any prize by the winner gives the Promoter the right to use the prize-winners names, personal photograph and home country for promotional purposes, unless prohibited by law. The judges’ decision is final and no correspondence shall be entered into. Prizes are not exchangeable for cash. The Promoter has the right to substitute the prizes for alternatives of the same or greater value. Details of the winners can be obtained after 12 December 2012 by writing to Sygma Bank UK, Chadwick House, Blenheim Court, Solihull B91 2AA after 12 December 2012. Promoter: Leeds United Football Club Limited, Elland Road, Leeds, LS11 0ES.

Pay no interest for up to 50 days on Purchases if you pay your account in full and on time every month. The minimum monthly repayment on this card is 1% of the credit owing plus outstanding fees and interest, or £5, whichever is greater. Credit card applications are subject to status.

• 0% on your Albion Season Ticket for 9 months, look out for details throughout the Season
• £5 off Purchases when you spend £30 or more on your Albion MasterCard in the Club Shop
• Exclusive prize draws to win Executive Box tickets, signed merchandise, plus much more
• Discounts with top brands
• UK based call centre
• Manage your account online

0% interest on Balance Transfers for 6 months when transferred within 90 days of account opening. There will be a transfer fee of 5% (£5 minimum) per transaction. Balances from accounts with other Creation Group companies are excluded.

0% interest on Season Tickets for 9 months, look out for details throughout the Season.

Amazing Autumn Giveaway
Albion MasterCard are giving away fantastic prizes to new and existing cardholders who spend on their Albion MasterCard between October and December 2012*.
Apply for an Albion MasterCard and, if accepted, spend between 1 October and 31 December 2012 and you’ll be entered into a prize draw with a chance to win one of three fantastic prizes, with an extra 12 runners up prizes. If you’re already a cardholder, just spend on your existing Albion MasterCard between 1 October and 31 December 2012 to be automatically entered into the prize draw.

The prizes are…
• 1st prize - "Watch the Team Train". With 10 spaces available, you and nine of your friends or family can go to watch the team train with a ‘’Player Meeting’’ opportunity included
• 2nd prize - An iPad 3
• 3rd prize - Two hospitality spaces for a Silver graded game
• Runners Up Prizes – the 12 prizes include:
• 10 Ground Tours
• A signed shirt
• A signed ball

*AUTUMN GIVEAWAY TERMS AND CONDITIONS: Spend on your new or existing Albion MasterCard between 1 October and 31 December 2012 to be entered into a prize draw with a chance to win one of 15 great prizes. Prize details are: 1st prize: "Watch the Team Train". With 10 spaces, you and nine of your friends and family can go to watch the team train including a ‘’Player Meeting’’ opportunity; 2nd prize: An iPad 3; 3rd prize: Two hospitality spaces for a Silver graded game, game will be confirmed at time of draw. Runners up prizes: 10 Ground Tours; A signed shirt; A signed ball. The prize draw will take place on 4 January 2013. Winners to be notified by 11 January 2013. Acceptance of any prize by the winner gives the Promoter the right to use the prize-winners names, personal photograph and home country for promotional purposes, unless prohibited by law. The judges’ decision is final and no correspondence shall be entered into. Prizes are not exchangeable for cash. The Promoter has the right to substitute the prizes for alternatives of the same or greater value. Details of the winners can be obtained by writing to Sygma Bank UK, Chadwick House, Blenheim Court, Solihull B91 2AA after 11 January 2013. Promoter: Albion Football Club, The Hawthorns, Birmingham Road, West Bromwich, B71 4LF.

Pay no interest for up to 50 days on Purchases if you pay your account in full and on time every month. The minimum monthly repayment on this card is 1% of the credit owing plus outstanding fees and interest, or £5, whichever is greater. Credit card applications are subject to status.

• 0% on your Season Ticket for nine months,  look out for details throughout the Season
• A signed programme when you open a Fulham MasterCard
• Away match ticket priority before general sale of tickets (and every quarter cardholders can also benefit from free away travel by coach)*
• Discounts with top brands
• UK based call centre
• Manage your account online
• Full Terms and Conditions will be sent with your Fulham MasterCard
• Applicants must be aged 18 or over and UK resident

0% interest offer on Balance Transfers for 6 months when transferred within 90 days of account opening. There is a transfer fee of 5% (£5 minimum) per transaction. Balances from accounts with other Creation Group Companies are excluded.

0% interest on Season Tickets for 9 months, look out for details throughout the Season.

Amazing Autumn Giveaway
Rams MasterCard are giving away fantastic prizes to cardholders betweenOctober and December 2012*.
Simply apply for a Rams Card and, if accepted, spend between 1 October and 31 December 2012 and you’ll be entered into a prize draw with a chance to win one of three fantastic prizes. Or, if you’re already a cardholder just spend on your existing Rams Card between 1 October and 31 December 2012 to be entered into the prize draw.

The prizes are…
• 1st prize - An iPad 3
• 2nd prize - Two sets of four tickets to the End Of Season Dinner Awards (May 2013), with two DCFC players/coaching staff dining at the table
• 3rd prize - A VIP Day at Derby County Football Club for you and seven of your friends and family. (One winner will get to take up to seven of their friends and family to watch Derby County v Huddersfield Town in style at Pride Park Stadium on 2 February 2013)

*AUTUMN GIVEAWAY TERMS AND CONDITIONS: Spend on your new or existing Rams Card between 1 October and 31 December 2012 to be entered into a prize draw with a chance to win one of three great prizes. Prize details are: 1st prize: An iPad 3; 2nd prize: Two sets of four tickets to the End Of Season Dinner Awards (May 2013), with two DCFC players/ coaching staff dining at the table; 3rd prize: A VIP Day at Derby County Football Club for you and seven of your friends and family (Derby County v Huddersfield Town at Pride Park Stadium on 2 February 2013 as guests of Rams MasterCard). The prize draw will take place on 4 January 2013. Winners to be notified by 11 January 2013. Acceptance of any prize by the winner gives the Promoter the right to use the prize-winners names, personal photograph and home country for promotional purposes, unless prohibited by law. The judges’ decision is final and no correspondence shall be entered into. Prizes are not exchangeable for cash. The Promoter has the right to substitute the prizes for alternatives of the same or greater value. All dates are correct at time of print. Details of the winners can be obtained by writing to Sygma Bank UK, Chadwick House, Blenheim Court, Solihull B91 2AA after 11 January 2013. Promoter: Derby County Football Club, Pride Park Stadium, Pride Park, Derby, DE24 8XL.

Pay no interest for up to 50 days on Purchases if you pay your account in full and on time every month. The minimum monthly repayment on this card is 1% of the credit owing plus outstanding fees and interest, or £5, whichever is greater. Credit card applications are subject to status.

• 0% on your Fulham Season Ticket for nine months,  look out for details throughout the Season
• A signed programme when you open a Fulham MasterCard
• Away match ticket priority before general sale of tickets (and every quarter cardholders can also benefit from free away travel by coach)*
• Discounts with top brands
• UK based call centre
• Manage your account online
• Full Terms and Conditions will be sent with your Fulham MasterCard
• Applicants must be aged 18 or over and UK resident

0% interest on Balance Transfers for 6 months when transferred within 90 days of account opening. There will be a transfer fee of 5% (£5 minimum) per transaction. Balances from accounts with other Creation Group companies are excluded.

 0% interest on Season Tickets for 9 months, look out for details throughout the Season.

The Fulham MasterCard is a credit card with a difference, rewarding all Fulham fans with exclusive privileges and superb special offers. Cardholder benefits include: a 2 for 1 ticket deal after the first 3 spends on your new Fulham MasterCard (selected games), a signed programme when you open a Fulham Mastercard account, 10% off online Purchases at fulhamfc.com megastore when paying with a Fulham MasterCard, Away match ticket priority before general sale of tickets (and every quarter cardholders can also benefit from free away travel by coach) and a chance to win exclusive 'money-can't-buy' prizes in our ongoing prize draws exclusively designed for cardholders.

Pay no interest for up to 50 days on Purchases if you pay your account in full and on time every month. The minimum monthly repayment on this card is 1% of the credit owing plus outstanding fees and interest, or £5, whichever is greater. Credit card applications are subject to status.