Why Creation Marketplace?


Representative Example
If you borrow £12,500 over 4 years at a rate of 28.6% APR Representative and an annual rate of 28.6% (fixed) you would pay £439.95 per month. Total amount repayable is £21,117.79.
Ready to get the ball rolling?
You just need to be able to answer YES to the following questions:
- Are you a UK resident?
- Are you 18 or over?
- Do you have an annual income (of which you can provide evidence)?
- Do you have a UK bank account?

Please note, making late or missing repayments can have an impact on your credit file and affect your ability to obtain credit in the future. For help or more information click here.
Frequently Asked Questions
The Creation Marketplace is where you’ll find everything you’ll need to improve your finances. You can discover which credit options are available to you, without the risk of impacting your credit score before you submit a full application.
We’ve powered with ClearScore to offer a variety of solutions so that you can find the right financial service.
Using one form, you can search a panel of carefully selected lenders to get personalised quotes from each lender you’re eligible with. This allows you to choose the right product that meets your needs and fits within your budget, before proceeding to submit your application with your lender of choice.
For the purpose of the Creation Marketplace service, Creation is acting as a credit broker and not a lender and is working in partnership with ClearScore. Creation receive a fixed fee from ClearScore for the Creation Marketplace but no commission is received. The fixed fee does not impact any financial product or loan a customer may receive or the amount a customer pays back.
ClearScore, a trading name of ClearScore Everywhere Limited (formerly known as Aro Finance Limited) are authorised and regulated by the Financial Conduct Authority. Dakota House, Concord Business Park, Wythenshawe, Manchester, M22 ORR. Registered in England and Wales 06297533. FCA number: 662079. VAT Registration Number 257 0001 44.
ClearScore is a credit broker and not a lender. Credit is subject to status, the percentage APR rate you may be offered is based on your personal circumstances. UK residents and aged 18 or over only.
Reviewed: July 2025
