Offer terms and conditions

1. 5,000 Maximiles bonus points on first purchase

Please ensure you supply your email address on your Maximiles Credit Card application. This email address must be the same one you used to register your membership on This is so we can allocate the 5,000 bonus points on your first card purchase to your account on

2. 0% interest on Balance Transfers for 9 months, made within 90 days of account opening

We’ll apply a fee of 5% (£5 minimum) per balance that you transfer, however we are unable to transfer balances from other Creation accounts that you may have.

If at the end of the 0% period you haven’t paid off the amount of the balance transfer in time, interest will become payable on the remaining amount at your standard Balance Transfer rate. Minimum value for Balance Transfer is £50. All other transactions during the promotional period will be charged interest at the standard rate then applicable. 0% may be lost if at least the minimum payments are not made on time or the credit limit is exceeded.

3. 0% interest on all Purchases for 3 months from account opening

This offer excludes Cash Advances, ATM withdrawals, Balance Transfers and Insurances. For any of these purchases that aren’t paid off in full after the 3 month 0% period, we’ll apply your standard purchase interest rate.

Subject to status. Actual credit limit offered will be based on your individual circumstances. Applicants for credit must be 18 years or over, a UK resident, and have a personal minimum income (after any deductions for tax and National Insurance) of £800 per month (or £184.62 per week).  This may include: salary, pension, Disability Living Allowance, Carer’s Allowance, court agreed Child Maintenance or rental income. The Maximiles Card is issued by Creation Financial Services Limited, Chadwick House, Blenheim Court, Solihull, West Midlands B91 2AA.