Shopping Cards

SHOPPING CARDS

Make Creation your new retail therapist.

Satisfying your shopping itch just got a whole lot more rewarding. Retail cards from Creation are so much more than a convenient way to pay - they're the gateway to a world of discounts, benefits, offers and rewards. From 0% offers on purchases and balance transfers to exclusive deals with some of the high street's biggest names, trust Creation to make it a pleasure to shop til you drop.

  • 0% interest on all Purchases for 9 months from account opening
  • 0% interest on Balance Transfers for 6 months when made within 60 days of account opening
  • UK based call centre
  • Discounts with top brands
  • Manage your account online
  • Applicants must be aged 25 or over and UK resident
  • Minimum household income of £20,000

0% interest offer on Balance Transfers for 6 months when Balance Transfer is made within 60 days of account opening. There is a transfer fee of 5% (£5 minimum) per transaction. Balances from accounts with other Creation Group companies are excluded.

0% for 9 months from account opening on all card Purchases (excluding Cash Advance, ATM withdrawals, Balance Transfers and Insurances). After that the Standard Interest rate is payable on any remaining balance of those Purchases. The promotion may be withdrawn or extended at any time without prior notice.

Creation cardholders are offered discounts with top brands, free additional card and online account management.

Our best purchase card offer, designed for making all those every day and bigger purchases from groceries to garden furniture and home comforts to holidays.  Plus it's great for balance transfers too.  

Pay no interest for up to 50 days on Purchases if you pay your account in full and on time every month. The minimum monthly repayment on this card is 1% of the credit owing plus outstanding fees and interest, or £5, whichever is greater. Credit card applications are subject to status.

 

  • Up to 1.5% cashback on all petrol and supermarket spend and 0.5% on all other retail transactions
  • 0% interest on Balance Transfers for 6 months when made within 60 days of account opening
  • UK based call centre
  • Discounts with top brands
  • Manage your account online
  • Applicants must be aged 25 or over and UK resident
  • There is a limit of £200 cashback you can earn each year

0% interest offer on Balance Transfers for 6 months when Balance Transfer is made within 60 days of account opening. There is a transfer fee of 5% (£5 minimum) per transaction. Balances from accounts with other Creation Group companies are excluded.

There is no introductory rate on purchases

Creation cardholders are offered discounts with top brands, free additional card and online account management.

This card offers up to 1.5% cashback on all petrol and supermarket spend and 0.5% on all other retail transactions. There is a limit of £200 cashback you can earn each year.

Pay no interest for up to 50 days on Purchases if you pay your account in full and on time every month. The minimum monthly repayment on this card is 1% of the credit owing plus outstanding fees and interest, or £5, whichever is greater. Credit card applications are subject to status.

 

  • 5,000 Maximiles bonus points on first purchase
  • 1 Point for every £1 spent on your card
  • 0% interest on Balance Transfers for 9 months when made within 90 days of account opening
  • 0% interest on all purchases for 3 months from account opening
  • Discounts with top brands
  • UK based call centre
  • Manage your account online

0% interest on Balance Transfers for 9 months when transferred within 90 days of account opening. There will be a transfer fee of 5% (£5 minimum) per transaction.  Balances from accounts with other Creation Group companies are excluded.

0% for 3 months on all card Purchases (excluding Cash Advance, ATM withdrawals, Balance Transfers and Insurances) made within 90 days of account opening. After that the Standard Interest rate is payable on any remaining balance of those Purchases. This promotion may be withdrawn or extended at any time without prior notice.

5,000 Maximiles bonus points on your first purchase, then earn 1 point for every £1 you spend on your card.

Pay no interest for up to 50 days on new Purchases if you pay your account in full and on time every month. The minimum monthly repayment on this card is 1% of the credit owing plus outstanding fees and interest, or £5, whichever is greater. Credit card applications are subject to status.


  • 0% p.a. interest on all purchases for 3 months from account open
  • Exclusive discounts - receive the best offers straight from your favourite catalogue and top high street retailers
  • 20% off your next catalogue purchase plus a free gift of a £15 Marks & Spencer voucher
  • Discounts with top brands
  • UK based call centre
  • Manage your account online

 

There is no introductory Balance Transfer offer on this card and any transfers will incur 18.9% interest rate.

Use an accessory card issued under this promotion and pay 0% p.a. interest on all purchases (excludes Cash Advance, Balance Transfers, ATM withdrawals and Insurances) for three months from account opening. First purchase must be within 90 days of the open date. Once the three months are over, the interest will be charged at the Standard Purchase variable rate and in accordance with the Agreement.

accessory MasterCard holders are entitled to 20% off your next catalogue purchase plus a free gift of a £15 Marks & Spencer voucher and exclsuive cardholder discounts from top catalougue and high street retailers

Receive up to 50 days interest free on new purchases if you pay your statement in full and on time every month. The minimum repayment on this card is 1% of the principal amount owing and any more outstanding interest, charges and fees or £5, whichever is greater. You will be assessed on your personal circumstances and credit history to determine the APR available to you. This may result in you being offered a different rate than that quoted.