As consumers look for more value, Creation has something for everyone
With the cost of living rising, people want to make their money go further and look at money-saving ways to get better value, according to Creation, a leading provider behind many of the UK’s affinity credit cards, loyalty and retail finance programmes.
Lisa Simcox, Marketing Director at Creation, comments: "We actively listen to customers to find out what they’re looking for and our research shows people are looking for value with 35 per cent of respondents indicating that points and rewards were the main reason for using their credit card and 27 per cent choosing a card for the rate. We develop our products to deliver added value and special offers understanding that consumers expect more and want recognition for their loyalty."
Research conducted by OnePoll also showed a trend for consumers turning away from the traditional banks for finance products with 44 per cent of the UK population having a credit product from a non high street bank as they look for great offers and real value. That’s why with 40 years experience of providing finance products to over 4 million UK consumers, Creation has introduced a host of improved benefits on their range of three Creation credit cards: Creation Balance Transfer Card, Creation Purchase Card and the Creation Cashback Card – all designed to provide customers with a better deal.
Spring clean your finances
Creation’s Balance Transfer Card now offers 0% on balance transfers for 17 months when made within 60 days of account opening (2.9% transfer fee) and 0% on all purchases for three months from account opening.
Offers all year round
For shoppers, Creation’s Purchase Card offers 0% on all purchases for 13 months from account opening (previously nine months) and there is also 0% on all balance transfers for nine months when made within 60 days of account opening (2.9% transfer fee).
Cashback on spending
And, giving a little back, Creation’s Cashback Card makes everyday spending work harder with cashback on everything - that’s up to 1.5% cashback on all petrol and supermarket spend and 0.5% on all other retail transactions. Customers can also make the most of 0% interest on balance transfers for six months when made within 60 days of account opening (transfer fee applies); plus ongoing high street and online offers.
Lisa concludes: "With a range of cards and personal loans, we’ve something for everyone. By being creative, by looking at the offers around, you can save yourself money and it’s always a bonus to get something back"
Creation is part of LaSer UK and comprises of Creation Financial Services Ltd, Creation Consumer Finance Ltd and Sygma Bank UK.
 Balance Card Transfer Representative Example - Standard Purchases: 16.9% p.a. variable, Representative APR: 16.9% variable.
 Purchase Card Representative Example - Standard Purchases: 16.9% p.a. variable, Representative APR: 16.9% variable.
 Cashback Card Representative Example - Standard Purchases: 16.9% p.a. variable, Representative APR: 16.9% variable.
This is for illustrative purposes only, based on a credit limit of £1200. The amount of credit may differ. Subject to status, applicants for credit must be aged 18 or over. Terms and conditions apply
All information is correct at the time of writing