loan details

LOAN DETAILS

Because you need to keep your finances flexible, we've created loans that are designed to fit around you. Flexible term, flexible amount, and no set-up fees.

Our Loan - at a glance

Our loans are flexible, you can take them out from 24 to 60 months and for a whole range of amounts:

  • Loans from £3,000 - £15,000
  • Terms from 24 - 60 months
  • Quick and simple to use application form
  • You'll get an instant online decision
  • There will be no fees to set up your loan
  • Your repayments will never change

What we'll need from you

To complete your Creation loan application we'll need:

  • A form of identification
  • If you're a UK resident (excluding Northern Ireland) your passport, driving licence or a recent electricity bill
  • If you're resident in Northern Ireland your passport
  • A landline telephone number (if you don't have a home phone, this can be your broadband number)
  • Your residential history for the last three years (including postcode)
  • Your bank or building society current account details
  • Your credit or debit card details

Key Criteria

Before you apply, please be sure that you satisfy these criteria:

  • You are aged over 25 and under 70 years old at date of application
  • You have a minimum income of £12,000 (gross) per annum
  • You have a bank or building society current account
  • You do not have a history of adverse credit i.e. County Court Judgments (CCJs) or bankruptcy
  • You have been a permanent UK resident for at least 3 years.