PERSONAL LOANS

Our loans are available from £3000 to £15000.

You can repay your loan over 24 to 60 months.

You can take out a loan for almost any reason including home improvements, buying a car, taking a holiday and a whole host of others.

The Representative APR (Annual Percentage Rate) is the interest rate we charge to most of our customers who apply for a particular loan amount. We may offer a different APR based on your personal circumstances or the amount that you want to borrow.

You can apply online nowGet it now
or call us on 0871 402 3419 and choose option 2.

You'll need the following pieces of information in order to successfully complete your application:

• Address details for the past three years
• Your bank or building society account details (sort code and account number)
• Your debit/credit card details

If you are a UK resident (excluding Northern Ireland) you need either your:

• Driving licence (both the card and paper parts of the licence)
• Passport
• Electricity bill

If you are resident in Northern Ireland you will need your passport.

Using the information you have provided, together with details from a Credit Reference agency, we assess your application and give it a score. This score is then matched alongside our 'acceptance' score, which is based upon detailed analysis of our experience with previous applicants.

If your application reaches the 'acceptance' score, your application is accepted. If it does not reach this score, it is refused. Credit scoring evaluates the risks attached to an application. This doesn?t mean that a refused applicant is a bad payer, but simply means that our acceptance requirements haven?t been met.

No there is no fee to arrange your loan.

In many cases we are able to provide an approval decision instantly after you apply online. However there may be times where this isn't possible or we may need to request additional information.

You can rest assured that every online loan application is protected by the latest 128-bit encryption security software.

You can repay your loan early at any point during the lifetime of your loan by repaying both the capital outstanding and any accrued interest. There will also be an early settlement charge.