Offer terms and conditions

1. Exclusive introductory offer: 1 Bonus return flight (where you just pay taxes and charges) when you spend £250 within 6 months of account opening

All you have to do is pay taxes and charges. For Bonus Flight terms and conditions please see www.flybe.com. Seats available on Flybe scheduled services to and from the UK and ROI and Loganair direct scheduled services only. Not available on routes to Spain, Portugal or Croatia. Bonus Return Flight will be provided in the form of 24 bonus points when you spend £250 within 6 months of account opening, this will be credited to your Rewards4All account. For more information, please go to www.flybe.com/rewards4all. Discounted web fares may occasionally be available at a lower cost (including taxes & charges) than equivalent reward flights. Therefore, Flybe recommends customers are flexible with their travel dates when searching for reward flights.

2. Earn towards unlimited flights with Spend&Fly

*The Bonus Return Flight needs to be requested via Flybe.com and will be provided in the form of a voucher code redeemable against selected flights, subject to availability online. All you have to do is pay taxes and charges. For Bonus Return Flight terms and conditions please see www.flybe.com. Seats available on Flybe scheduled services to and from the UK. Not available on routes to Spain or Portugal. Spend&Fly Bonus Flights cannot be used on flights operated by Stobart Air or codeshare services. Discounted web fares may occasionally be available at a lower cost (including taxes and charges) than equivalent Bonus Return flights. Therefore, Flybe recommends customers are flexible with their travel dates when searching for Bonus Return flights. You will be eligible for your Introductory Bonus Return Flight (where you just pay taxes and charges) once you have spent £250 or more in the first 6 months of opening the account. This will be a Flybe operated ‘Just Fly’ flight voucher for scheduled services to and from the UK, but excluding routes to Spain or Portugal. Following the Introductory Bonus Return Flight, further Bonus Return Flights will be earned by meeting the relevant total qualifying spend within any rolling 12 month period. For more information, please go to www.flybe.com/spend&fly.

3. 10% off Avis car rental anywhere in the world

Avis Terms and Conditions – The discount applies to the cost of the rental plus basic insurances. Optional, additional insurances, plus any extras such as additional drivers, child seats, ski racks and pre-paid fuel, are excluded from the discount. Please see www.avis.co.uk/flybecreditcard for details. 

4. 0% interest on Balance Transfers for 12 months, made within 90 days of account opening

We’ll apply a fee of 5% (£5 minimum) per balance that you transfer, however we are unable to transfer balances from other Creation accounts that you may have.

If at the end of the 0% period you haven’t paid off the amount of the balance transfer in time, interest will become payable on the remaining amount at your standard Balance Transfer rate. Minimum value for Balance Transfer is £50. All other transactions during the promotional period will be charged interest at the standard rate then applicable. 0% may be lost if the minimum payments are not made on time or the credit limit is exceeded.

If you pay your account in full and on time every month, then you don’t pay any interest for up to 50 days on your purchases. The minimum monthly repayment on this card is 1% of the credit owing plus outstanding fees and interest, or £5, whichever is greater.

Subject to status. Actual credit limit offered will be based on your individual circumstances. Applicants for credit must be 18 years or over, a UK resident, and have a personal minimum income (after any deductions for tax and National Insurance) of £800 per month (or £184.62 per week).  This may include: salary, pension, Disability Living Allowance, Carer’s Allowance, court agreed Child Maintenance or rental income. The Flybe Card is issued by Creation Financial Services Limited, Chadwick House, Blenheim Court, Solihull, West Midlands B91 2AA.