For loans between £7,500 and £10,000
Our loans and the rates offered are subject
to status and have a maximum rate of 28.9% APR.
Based upon a monthly repayment of you could borrow:
over a term of months
Based on an interest rate of (Fixed)
Total amount payable
*The rate that you may be offered could differ from the representative APR shown above and is based on your personal circumstances and the amount of credit subject to a maximum of 28.9% APR.
Whether buying your first car, looking to upgrade to something bigger and better, or considering your dream vehicle, a car loan from Creation could be exactly what you need…
We offer competitive car loans through a fast, efficient online application system which allows you to:
Arrange your finances before you go to a dealer – so you can focus on getting the best deal on your next car.
Gives you the ability to own your car outright, and the loan is not linked to your car.
It’s a simple and straightforward unsecured loan, with fixed monthly payments and no hidden fees.
Our online application takes just minutes to complete and the funds will be transferred directly into your account.
We're part of global banking group BNP Paribas, one of the strongest banks in the world. Our aim is to provide straightforward financial products that support you with everyday life. Our customers have told us they don’t want complicated products and we’ve listened. Our products do what they say they do, with no hidden extras or nasty surprises.
We believe in transparency and keeping things simple for you. So, here’s a short summary of how a Creation loan works.
Your repayments will be made monthly with the first payment being made 1 month from the date that your application acceptance is received by us.
The interest rate on the loan is fixed for the entire duration of the loan period so will not change after your loan has been set up. Interest is charged on a daily basis.
The online application process takes approximately 10 minutes; if you call our loans team to go through an application it may take a little longer . The decision is instant whichever route you choose to apply through and the funds can be with you within 5 working days following receipt of your signed agreement.
There are no arrangement fees or any other hidden fees to set up your Creation Car Loan.
Our customer service team could help you on 0371 402 3419. Our team is available Monday- Friday 8:30am – 8:00pm and Saturday – 9:00am – 6:00pm.
Calls may be recorded. Calls charged at basic rate. The number provided may be included as part of any inclusive call minutes provided by your phone operator.
View our full Personal Loans jargon buster.
Applying for a Car Loan and whether you’re eligible.
Here’s our criteria which you’ll need to meet in order to apply for a Car Loan with us:
To make a Car Loan application, you'll need the following information to hand:
Try our loans calculator now for a quote
Then just provide us with a few details below and you’ll see your promotional rate.
Interested in a Personal Loan? Leave us some details and we'll be in touch when it suits you.
Search through our customer's frequently asked questions